If you have been injured in a car accident in Florida, you’re probably wondering how long it will take to get the compensation you need. Unfortunately, there’s no one-size-fits-all answer. The time it takes to settle your claim depends on several aspects of your claim.
Some claims settle quickly, while others take months or even longer. Understanding what factors play a role in resolving a car accident claim can help you navigate the process and know what to expect.
Minor claims are often resolved quickly
If the accident did not result in serious injuries and the damages fall within your Personal Injury Protection (PIP) insurance limits, the process can be relatively fast. PIP insurance covers a portion of your medical bills and lost wages, and since such claims don’t require determining fault, you may receive compensation within weeks.
Serious injuries take more time
The process becomes more complex and lengthier if you suffer severe injuries and your damages exceed PIP limits. You will need to file a claim against the at-fault driver’s insurance. This involves proving their negligence and providing evidence of your damages. Investigations and settlement negotiations can considerably lengthen the time it takes to settle such a claim.
Do not rush to settle
Accepting the first settlement offer can be tempting, especially when dealing with mounting bills and other losses in the aftermath of a crash. However, rushing the process could leave you shortchanged. You may settle for less than you deserve out of desperation.
Remember, the goal isn’t just to settle your car accident claim – it’s to settle fairly. Seeking legal guidance can help avoid unnecessary delays and protect your interests throughout the claims process.